EVERY PROBLEM HAS A SOLUTION.

OUR TAKE ON THINGS.

Our world is becoming cashless.

Our relationship with money is evolving as consumers.

Our passion as entrepreneurs is driven by this trend and its socio-economic impact.

Our vision reflects the effects of digital money on the evolution of new ecosystems set in motion by financial technology companies.

Our uniqueness celebrates a dependency on digital payment solutions that restore transactional trust and alleviate disclosure of personal data.

Our brand has purpose. Gratuu provides a solution that matters to people in a new normal digital economy.

OUR MISSION.

THE PROBLEM: Employees lose earnings resulting from cashless society trends preventing conventional gratuities. Customers inadequately compensate employees caused by the inability to tip without instant access to cash.

THE SOLUTION: A mobile app that offers gratuities in a digital economy for a cashless customer faced with tipping. Financial data and personal information remains secure and anonymous, with tips debited and credited directly to bank accounts.

OUR GAME-CHANGERS.

Founder / CEO

RENATE KALNINA

BA, 1st class Advertising and Brand Management MMU UK, EMBA Hult International Business School, UK

4 years TV production, 13 years in digital product development, marketing, Fin-Tech.

Founder of It’s Digital, Baby! a consultancy company. Associate lecturer in Digital Marketing & Brand Development.

Born in Latvia. Living in Manchester UK.

Entrepreneur. Mom. Snowboarder.
Bar-Raiser. World-Traveler.

Co-Founder / CTO

ROB SANDBACH

ROBERT SANDBACH
Co-Founder / CTO

BCS, University of Manchester, UK

13 years in tech development
4 years in sales / client services

Founder and Managing Director of Indiespring digital agency, UK, and
CTO of Tybolt, Australia. Spent 50 hrs a week learning how to code in
college. Born and living in Manchester, UK, always staying loyal to the
hometown.

Motorsport fan. Catherham 7 racer. Board game expert. Very proud Dad.

Co-Founder / CMO

JONATHAN SINGER

BA, Clark University, United States
MBA, McGill University, Canada

21-year brand marketing career.

Founder/President of JSEM, a brand activation and experiential marketing agency (www.jsem.ca).

Born and raised in Montreal. Lived in Boston, Miami, Toronto, and now enjoying sunny Los Angeles.

Entrepreneur. Skier. Foodie.
Road-Tripper. Frequent-Flyer.